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The software itself for doing creating business card designs based on templates is available; my client (see sig) offers it, bundled with a logo creator program too.

read this for help on preventing people screwing with your databases: http://www.breach.com/resources/whitepapers/an-anatomy-of-a-web-hack-sql-injection-explained.html

high earnings per click. a willingness to share data/info with affiliates. e.g. who best converting customers are demographically/geographically/psychographically etc. Of course, this risks putting you in bidding wars with affiliates, where you both vie for hot states on Google AdWords...

Several times a week, I come across 'full service' agency websites that are less than impressive. They say that they offer every service imaginable under the sun, when in fact they offer them through freelancers. May as well hire the freelancer and not have to pay a middleman, imho. Then again...

You guys might enjoy the Web Design Business Kit from Sitepoint. It addresses issues like this and is really terrific. I bought one and learned a lot. FYI: No, I have no affiliation with Sitepoint.