What type of tooltip/bubble are you looking for? Is this a regular HTML website or a Wordpress site? Wordpress has a lot of great, free plugins to use. If you're doing an HTML site, try going to http://craigsworks.com/projects/simpletip/
If you continue to focus on comparing yourself to others, you're going to be very dissatisfied with your own work. One way I learn is to submit my work to various design forums with links to my work. That way others will help you improve you design for free. It's a great way to collaborate with...